What the system does

At its heart is our ready-made core, which we adapt to your business. It accepts payments, calculates, reconciles and checks every transaction, and stores data the way the regulator requires.

Your clients and agents

GreenTech system core

Payment acceptance Fees Balances Reconciliation Compliance Data Logs and metrics Currencies

Providers, banks, services

What the system is made of

Payment acceptance

One connection gives you access to several providers. If one of them declines a payment, the system sends it to another on its own.

Fees

They are calculated for every transaction by the rules you set, so gaps do not build up.

Balances and settlements

Agent and provider balances are visible in real time, and the system prepares the settlement files itself.

Reconciliation

Every transaction is checked against the provider's report, and the system flags any discrepancies itself.

Compliance checks

The system monitors limits, screens clients against sanctions lists and keeps a record of suspicious transactions.

Data storage

Your clients' personal and payment data is stored the way the regulator requires.

Logs and metrics

Your team sees what is happening in the system, and you have ready answers to inspectors' questions.

Currencies

Conversion uses the current rate, and the spread can be set separately for each agent.

Expansion

A new service or provider is connected as a separate module.

How your team sees it

Every employee has their own workspace and sees the lists their role needs. Switch the role to see who watches what.

Payments operator workspace

Sees 2 of 8 lists

Watches the flow of payments and is the first to notice stuck ones.

Lists

Transactions
Stuck payments
Provider reconciliation
Fees and settlements
Compliance checks
Client and agent limits
Sanctions lists
Activity log

Today's transactions

Time	Transaction	Client	Amount	Status
14:02:11	No. 48 213 907	Client No. 1042	125,000 ₸	Completed
14:02:09	No. 48 213 906	Client No. 0876	48,500 ₸	Rerouted
14:01:40	No. 48 213 904	Client No. 2310	9,900 ₸	Completed
14:01:32	No. 48 213 903	Client No. 0541	310,000 ₸	Rerouted
14:01:18	No. 48 213 902	Client No. 1042	76,300 ₸	Completed

Payments today12,480

Rerouted41

Stuck now0

These are mock-ups of workspaces. The roles and the data in them are illustrative.

Accountant workspace

Sees 3 of 8 lists

Reconciles transactions with provider reports and calculates fees and settlements.

Lists

Transactions
Stuck payments
Provider reconciliation
Fees and settlements
Compliance checks
Client and agent limits
Sanctions lists
Activity log

Reconciliation with provider reports

Transaction	In the system	At the provider	Result
No. 48 213 907	125,000 ₸	125,000 ₸	Matched
No. 48 213 906	48,500 ₸	48,500 ₸	Matched
No. 48 213 903	310,000 ₸	309,100 ₸	Discrepancy of 900 ₸
No. 48 213 898	64,000 ₸	not in the report	Missing at the provider
No. 48 213 895	17,250 ₸	17,250 ₸	Matched

Reconciled today12,480

Discrepancies2

Fees charged186,400 ₸

These are mock-ups of workspaces. The roles and the data in them are illustrative.

Compliance officer workspace

Sees 5 of 8 lists

Watches limits, sanctions lists and suspicious transactions.

Lists

Transactions
Stuck payments
Provider reconciliation
Fees and settlements
Compliance checks
Client and agent limits
Sanctions lists
Activity log

Today's compliance checks

Transaction	Check	Result
No. 48 213 905	Client daily limit	Stopped
No. 48 213 904	Sanctions lists	No matches
No. 48 213 901	Signs of a suspicious transaction	Under review
No. 48 213 900	Agent monthly limit	Within the limit
No. 48 213 899	Sanctions lists	No matches

Limit triggers1

List matches0

Under review1

These are mock-ups of workspaces. The roles and the data in them are illustrative.

Manager workspace

Sees 8 of 8 lists

Sees every list and the log: who did what and how the system is running.

Lists

Transactions
Stuck payments
Provider reconciliation
Fees and settlements
Compliance checks
Client and agent limits
Sanctions lists
Activity log

Today's activity log

Time	Who	What happened
14:02:09	System	Rerouted payment No. 48 213 906 to provider B
13:58:41	Payments operator	Marked payment No. 48 213 871 as resolved
13:51:07	System	Stopped payment No. 48 213 905 by limit
13:40:22	Compliance officer	Closed the review of transaction No. 48 213 880
13:12:54	Accountant	Confirmed yesterday's reconciliation

Log entries today1,904

Average response time180 ms

Failures this month0

These are mock-ups of workspaces. The roles and the data in them are illustrative.

The terms on which you get the system

Hosting

The system runs on your servers or in a cloud in Kazakhstan, as your regulator requires.

Code and documentation

We hand over the source code, diagrams and manuals together with the system.

Technology

The core is written in JavaScript and works with PostgreSQL, and the services exchange data through message queues.

Support

After handover we answer requests during working hours and fix failures within the time set in the contract.

What has already been checked from outside

How the system went through live testing with the NBK

Client: A fintech company from Kazakhstan. The name is under NDA.
Timeline: Five months passed from the first requirements to testing.
Scope: The system worked with three payment providers and ran settlements with forty agents.
Outcome: The regulator did not request a single change, and the client was authorised to operate.

What the regulator checked